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The funeral procession in the photo above, interrupted by unfortunate driving skills of another motorist, was delayed 30 minutes while another hearse came to retrieve the deceased.

This story is featured on the WV Car Accident Law Blog, which brings up some interesting questions about legal responsibility, liability insurance and worker’s compensation.

The article doesn’t share whether the hearse driver was hurt and it’s obvious from the picture and the article that the sedan is at fault here, but imagine a case where blame is not so easily assigned.

If your driver is at fault in an accident like this, are you protected against a lawsuit brought by a grieving family?  Do you have the proper levels of worker’s compensation?  Does your vehicle insurance policy cover damages to a casket?

Important questions to figure out before a scene like the one pictured here plays out in your own life.

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