Here’s the email I just received, obstensibly from EPPICard:

Dear EPPICard member,

We recently reviewed your account, and suspect that your EPPICard account may
have been accessed from an unauthorized computer. This may be due to changes
in your IP address or location. Protecting the security of your account and
the EPPICard network is our primary concern. Therefor, we have temporarily
blocked your banking account.

To unlock your account call our toll free number: 570-338-0131

To protect your account please follow the instructions below:
   – NEVER SHARE YOUR PASSWORD with other persons
   – ALWAYS LOG OFF after using your online account
   – NEVER access EPPICard`s website by clicking on a link provided in an e-mail

We apologize for any inconvenience this may cause, and appreciate your
assistance in helping us maintaining the integrity of the entire EPPICard System.

Thank you,
EPPICard Security Advisor.

Copyright 2008 EPPICard – The safe and secure way to acces your payments.

First, the number is not, as claimed, toll-free.  Second, I don’t have an EPPICard.  Third, the email was sent to these addresses, which the fraudulent sender foolishly forgot to hide:

info@cosmeticdentalcare.com,
info@cosmofx.com,
info@cosn.org,
info@cossi.org,
info@costaricabackpackers.com,
info@cotcovers.com,
info@cottagerealty.org,
info@cottagesoap.com,
info@cotton.org,
info@cottonportfishncamp.com

This is just another example of frauders adjusting to their victims.  People have learned not to click on links in these kinds of emails.  They’ve learned that credit card companies won’t ask for account information through email.

So they provide a phone number.  The number might even be a pay number, one that charges major fees to your phone bill, simply because you dialed.  Or someone on the other end will answer and ask for your credit card number to access your account.

Not having an EPPICard, I know this must be a scam, so I ignore it.  But to someone who does have this card, the email reads like a real message that must have come from their company, because it reminds them to be safe with their card information and to call, rather than click.

My tip?  If you need to contact your credit card company because of an email, always use a phone number from the back of your card or from a recent statement.

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